Plain-English terms

Here is the deal. No tricks.

Paper Armour helps with paperwork, evidence, wording and meeting preparation. It does not replace legal advice, take over your case, or promise a result.

Last updated: 25 May 2026

Quick summary

  • You stay in control. You check facts, dates and final wording before anything is sent.
  • No false promises. Paper Armour cannot guarantee any form, appeal, complaint, plan or request will succeed.
  • Payment is through Stripe. Bank or payment records may show Moor & More Studio.
  • The review fee is separate. It is not deducted from later services.
  • Deadlines stay yours unless Paper Armour agrees something different in writing.

The business

Who provides the service

Paper Armour is operated by Millie Ella Carter, a sole trader trading as Paper Armour.

Paper Armour is part of Moor & More Studio. Payments or bank statements may show Moor & More Studio.

Contact:
hello@paperarmour.co.uk

Correspondence address:
Clegyrnant, Llanbrynmair, SY19 7EA

The help

What Paper Armour does

Paper Armour provides practical paperwork support, evidence organisation, drafting support, wording review and meeting preparation.

This can include an Initial Support Review, Letter Rescue, Fresh Letter Draft, Evidence Map, Meeting Prep Pack, DLA/PIP form support, Mandatory Reconsideration support, EHCP/IDP wording review and custom paperwork support.

You do not need to sound legal. You need to be clear, specific and backed by evidence.

The limits

What Paper Armour does not do

Paper Armour is not

  • a law firm
  • regulated legal advice
  • legal or tribunal representation
  • medical advice
  • financial advice
  • emergency, safeguarding or crisis support

Paper Armour does not promise

  • that an EHCP, IDP, DLA, PIP, complaint, appeal or request will succeed
  • to contact schools, councils, DWP, NHS or other organisations unless agreed in writing
  • to take over all deadlines or case responsibility
  • to make dishonest, abusive or misleading points

The first step

Initial Support Review

The Initial Support Review is a paid first look. You submit intake information and, after payment, the key documents Paper Armour needs to understand the issue.

The £35 Initial Support Review pays for the first look, issue-spotting and brief next-step note. It is separate from any later work and is not deducted from later services.

Paper Armour reviews whether support is realistic or suitable. You may receive a brief next-step note, recommendation or quote. Paying for the review does not guarantee that larger work can be offered.

If Paper Armour is not the right fit, it may say so. Where possible, you will still receive a brief next-step note.

Scope

Quotes, client responsibility and deadlines

Quotes and scope

Larger work is quoted after review. The quote should describe the type of work, price and scope. Work starts only once the quote, payment and required information are complete.

Client responsibility

Clients must check names, dates, facts, evidence and final wording. Clients remain responsible for submitting forms, letters, appeals or requests unless agreed otherwise in writing.

Deadlines

Submitting an intake form does not mean Paper Armour has accepted responsibility for a deadline. Urgent work may not be possible and may carry an urgent deadline uplift.

Clients must tell Paper Armour about deadlines, hearings, meetings, refusal letters and anything time-sensitive. Paper Armour can only work from the information provided.

If you send Paper Armour information about someone else, you confirm that you have permission, parental responsibility, caring responsibility, authority, or another proper reason to share it. Paper Armour may pause or refuse work if there are concerns about consent, authority, safeguarding or data handling.

Money and cancellation

Payment, fees, refunds and cancellation rights

The Initial Support Review is paid upfront. Larger work is paid upfront unless agreed otherwise. Stripe handles payments, and Paper Armour does not store full card details on the website.

The Initial Support Review is a standalone paid review. If further support is suitable, any quote will cover the extra work needed after the review.

Payment records or bank statements may show Moor & More Studio. If work is cancelled or refunded, the position depends on whether work has started and how much has been done.

Because Paper Armour services are usually bought online, you may have a 14-day cancellation period.

If you want Paper Armour to start work during that 14-day period, you will be asked to confirm this clearly before work begins.

If you cancel after Paper Armour has started work, you may need to pay for the work already completed. If the service has been fully completed after you asked Paper Armour to start during the cancellation period, you may lose the right to cancel that completed service.

This does not affect your rights if something has gone wrong with the service. Paper Armour may choose to offer a refund or partial refund as a goodwill decision, but completed work is not refundable once the relevant cancellation right has been lost.

To cancel, contact hello@paperarmour.co.uk and say clearly that you want to cancel. You can use the cancellation wording below if you want to, but you do not have to use these exact words.

Cancellation form

To: Paper Armour

I wish to cancel my agreement for the following service:

Service ordered:
Date ordered:
Name:
Email address used for the order:
Reason, optional:

Signed, if sending on paper:
Date:

Working process

Digital and AI-assisted tools

Paper Armour does not hand your work over to AI. The work is done by Paper Armour.

AI-assisted tools may be used as a checking layer: to help check Paper Armour's own draft wording, test whether something could be explained more clearly, support research into relevant legislation, guidance or policy, improve clarity, and reduce the risk of missing or muddling something important.

Paper Armour does not upload client documents, forms, reports, evidence files or full paperwork bundles to AI tools.

Where AI-assisted tools are used, Paper Armour uses its own notes, anonymised summaries, initials or draft wording wherever possible.

These tools support human review. They do not replace Paper Armour's judgement, do not make final decisions about client requests, and do not provide legal advice.

Trust and boundaries

Confidentiality, complaints and ending work

Paper Armour treats information carefully and confidentially. Confidentiality may have limits if there is a serious safeguarding concern, legal obligation, court order, regulator requirement or risk of serious harm. Paper Armour is not an emergency service.

Concerns about Paper Armour should be sent to hello@paperarmour.co.uk. Paper Armour will try to respond within a reasonable time. Complaints about schools, councils, DWP, tribunals or other organisations must go to those organisations.

Paper Armour may decline, pause or stop work if a request is outside scope, there is not enough information, a deadline is unrealistic, work requires legal representation or regulated advice, the client asks for something dishonest, abusive or misleading, communication becomes abusive, or there are safeguarding, data or authority concerns.

Use of work

Drafts, templates and governing law

Clients can use letters, drafts, evidence maps or notes prepared by Paper Armour for their own case.

Paper Armour keeps ownership of its templates, methods, wording frameworks and internal materials. Clients should not resell or republish Paper Armour materials as their own service or product.

These terms are governed by the law of England and Wales.

Start carefully, not perfectly.

The Initial Support Review keeps the first step clear before any larger work is agreed.